My brother who lives in Southern Florida (Palm Beach County, 33434) is turning 65 in 3 months and is freaked out about finding the best and cheapest Medicare plan in his area.
I know there are plans from many companies with a $0 premium (or less), with free or very low cost generic drugs, doctor copays, etc.
He is living on Social Security, and also could use low cost or free psychological therapy visits.
I looked on Medicare.gov and it can be very daunting. I also downloaded brochures from Blue Cross and Freedom Health, but they have so many different plans, it's very confusing.
He has no regular doctors, for cost reasons, so an HMO that covers as many doctors and hospitals is fine.
Does anyone have any suggestions? Do you, or anyone you know with Medicare live in Florida?
Any help for me, so I can help my brother would be greatly appreciated! (I live in NY, so I have to try to help him long distance).
This might help. I live in LA so different plans here. I paid nothing for my tx, hospital stays, testing, dr. visits and Medicaid helps pay for my meds. Also no monthly premium and free mental health services.
Thanks, Debbie. Sounds like you have Medicaid assistance. My brother was told that his Social Security check was high enough to disqualify him for Medicaid, so I just told him to get the AARP MA Plan that is an HMO and has no premiums. He found a local doctor and went for his "Welcome to Medicare" tests and found out that his liver is very enlarged and he has Hepatitis C. They plan to put him on a new Interferon treatment, which I know is a nightmare, but he has to do it. He also has a few other problems which might have to be dealt with. He hasn't been to a doctor for many years, but I made him get Medicare for $100/month when he turned 65. Since it is a MA plan and an HMO, he has copays on everything and can only see doctors in his HMO, but it's nice to not have to pay any additional premiums. I haven't found anyway for him to get assistance like you are getting, but an HMO with copays is better than nothing.